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MyCompanyPension.co.uk - Helping members of occupational pension schemes to better understand their benefits.
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:: Blog | September 2009 (9 blogs) | Three elements make up a retirement journey
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Three elements make up a retirement journey
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Watson Wyatt has released a research report entitled Journey planning – a more engaging approach. It looks at ways of how best to encourage greater engagement of members of defined contribution schemes. The report breaks down what it classes as a typical retirement journey into three common elements: contributions, investment risk and retirement date.
Historically, many members of DC schemes rely upon default strategies when building up their pension pots. However, communicating risk can be difficult. In fact, I’m a little surprised that Watson’s report didn’t look at the different types of risk associated with pension planning but I understand why they have focused upon investment risk.
The 12-page report is excellent, well worth a read, and can be obtained via the Press Release. See:
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Mike Jones, MyCompanyPension.co.uk Ltd, September 8th 2009
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